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Tirokafterì

Ingredients: 250 gr

. Feta
1 or 2 hot green chilies
4 / 5 tablespoons extra virgin olive oil Salt


The tirokafterì part of meze (appetizers) Greek. It 'a dip with cheese, in fact, the word means burning cheese. It goes well with ouzo, the retsina, beer and wine. It must be very hot, in fact it is more spicy and more inviting to drink. Eat it with pitta, or a good bread. Once the
tirokafterì was made in a mortar, now you can safely do with the mixer. Place the feta in a food chopped, green chillies and chopped hot clean (if they were too big grill the first to remove the skins easily), salt and oil. For the oil regulator initially putting little, then continued. The result should be a compound claimed, not a liquid cream, and very, very spicy. The result is delicious. If you do not have fresh hot green chilies, you can make tirokafterì with chili chopped.

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Ghemistà - Greek recipe (stuffed tomatoes and peppers)

I ghemistà Sofia.
Ingredients:
10/12 round tomatoes ripe but firm tomatoes, or half and half
not too big
green peppers 2 large onions chopped rice
250/300 gr.
parsley chopped mint


pine nuts raisins or currants

extra virgin olive oil salt - pepper - sugar
Wash and dry the tomatoes and peppers. Cut the top
getting a lid and set aside. Empty it very carefully, taking care not to forarli and put in the bottom of each tomato a little 'sugar salt and pepper. Chop the flesh pomodori.In a saucepan with plenty of oil to dry the chopped onions, add the rice, parsley, mint, pine nuts, raisins, tomato pulp, salt and pepper and cook for 8 / 10 minutes.
Fill the tomatoes and peppers with rice and put in a pan containing them right. At the bottom of the pan you put a little 'tomato juice, and close the tomatoes and peppers with their "caps" and sprinkle again with plenty of oil. Put the pan in a preheated oven at medium temperature for an hour or more, every now and then moisten them with the sauce. They should be served cool at room temperature. For a success of
ghemistà is fundamental onion oil. Be careful not to overfill and tomatoes, because the rice grows in cooking. If you want you can put between the tomatoes and peppers oiled and salted potato wedges.

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Sweet Focaccia

Ingredients: 500 gr flour

.
Raisins 100 grams.
Butter 200 gr.
Sugar 200 gr.
Eggs 4
Pine 100 gr. Bertolini
yeast and half a sachet
salt, lemon zest, Marsala

Place 100 grams of raisins in a cup of hot water. Grease a baking pan, pass a little 'flour and shake to remove excess flour. Put a pound of flour on pastry board, make the fountain in the middle and put a pinch of salt, the grated rind of one lemon, 175 grams of softened butter left out of the refrigerator, four eggs and two tablespoons dry Marsala wine. Working with your hands so the mixture is homogeneous. Add 100 grams to 200 grams of sugar and pine nuts. Stir these ingredients well. Rinse the raisins. Add the raisins to the mixture and pouring flour and half a sachet of yeast and Bertolini.
Put the dough in the pan and livellatelo. Cover with the sugar and butter.
Bake in preheated oven at 180 degrees for about 50 minutes.

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Taboulé - Lebanese

Ingredients: Couscous

.................... 2 cups extra virgin
........ 2 tablespoons Cucumber
................ 1 small pepper
.............. 1
Lemons .................. 1 and a half
Onion .................. 1
Tomatoes .............. 2
Salt, pepper, mint, parsley

Peel the cucumber, cut into cubes, sprinkle them with salt and leave them on the board tilted so that they give the water. Put the couscous in a bowl, add 2 cups of boiling salted water, oil, mix well and keep covered for 5 minutes. Shelled the couscous with a fork and let cool.
Chop the onion, bell pepper and cut the the tomatoes into cubes and put everything in a bowl with the cucumber well rinsed, add the lemon juice, salt and pepper and add the couscous with mint and chopped parsley.
Stir well and before serving, let stand in refrigerator for a couple of hours.

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Risotto recipe apple

Take in a little oil fry a chopped onion in it and toast the rice, stirring constantly for a couple of minutes. Once toasted, pour half a glass of white wine and let it dry. Continue cooking with vegetable broth. After 5 minutes add a green apple, peeled and cut into cubes. Continue always wet cooking with vegetable broth. A 5 minutes from the end of the combined hard goat cheese finely chopped. Once cooked, season with salt, turn the flame, add 2 tablespoons of cold milk and whisk to mix well. Let stand for a couple of minutes and serve.

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Meatloaf Genovese

Boil a pound of potatoes and a pound of green beans while they cook in a little oil fry a small chopped onion and let soak a few dried mushrooms in warm water. That are cooked beans, chop coarsely and ripassateli in chopped onions, finely chopped mushrooms and a few leaves of marjoram or parsley, peeled and mashed potatoes. Mix all ingredients together with two eggs and spread the mixture in a greased baking dish that you will have the backing and the sprinkled with breadcrumbs. Sprinkle breadcrumbs evenly over the mixture. Decorate forming a grid pattern with a fork. Spread a little oil on the meat loaf and bake in oven for about an hour at 175 degrees. It 's good warm or cold accompanied by a salad of radicchio and tomato.

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Trenette advantage with pesto potatoes and green beans

Ingredients (per person):

• Pesto .............. a spoonful


• Oil ................ a spoon


• Butter .............. a walnut


• Trenette ......... 80 grams


• Beans .......... No 10


• Potatoes ............ No 1 medium

a time in Genoa in shops and stalls selling pasta, so-called vermicellai, they sold a type of pasta called and considered second-rate advantage on the ground that contains a certain amount of bran, was sold to a lower price. In fact, this kind of dough, thanks to its natural roughness and the particular flavor, lends itself excellently to be seasoned with pesto, especially if accompanied by potatoes and green beans. It 's the case to say, "Ugly but good." Far
Boil green beans in salted water. After 10 minutes of cooking, throw in the same pot of potato slices with a thickness of about half a centimeter, and trenette advantage. Continue to cook for 11 minuti.Mentre the pasta is cooking, put the pesto into a serving dish and butter. Add a little 'cooking water and mix the ingredients well in order to obtain a smooth cream.
Strain the pasta with potatoes and green beans, season and serve immediately

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Pesto alla Genovese (in mortar)

pounded in a mortar 3 small cloves of garlic, a tablespoon of pine nuts, and optionally, two nuts to where you removed the peel, add Now a teaspoon of salt and the leaves washed and dried well in a big bunch of basil from Pra. Start a fool than to crush the pestle counterclockwise on the left side of the mortar while grabbing the mortar for the ears you do turn in the opposite direction that time and obviously if you are left-handed choose accordingly. Work long until you'll see more pieces of leaves but only a perfectly homogenous mush, add at this point only a handful of Sardinian cheese and grated Parmesan. Helping with the pestle and a spoon, stir in the cheese. Add 3-4 tablespoons of olive oil and mix well together. If you keep it put it in a cup where it compacts well and covered it with oil so it can be stored outside the refrigerator.

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Pesto alla Genovese (in blender)

Put in blender 4 cloves of garlic, a tablespoon of pine nuts, the kernels of two nuts, leaves washed and dried well with a nice bunch of basil, a teaspoon of salt and 5 tablespoons of extra virgin olive oil, blend at low speed until creamy smooth. Now add a handful of grated parmesan cheese and a shot taken a while, and the pesto from the blender can be stored, even outside the refrigerator, placing it in a cup where it compacts well and covered it with oil.
Pesto has just made a perfume that you can not save in any way. However, do not lose too much if it freezes. To this end, let the pesto without cheese, then fill the bowl with the pesto sauce for ice cubes and then freeze, remove the cubes of pesto, fasciateli one by one in foil and store in freezer bags or sealed in an airtight container. Add the cheese just before serving.

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How does Investment House

Investment house born from a passion for the real estate sector to invest studying the evolution of the market real estate, mortgages, rents, etc. .. . Today my passion
wants to become a job, so at this stage to study is a must in order to learn the full potential and critical points of this real estate market .
Put in a blog all my notes and my experience is designed to encourage you to also enter your experiences and make this blog a practical guide for those who want to start studying and learning in this area.
Purchase homes, homes for sale , calculation installment loan, mortgage , real estate agencies , earn, invest , homes listings, online auctions and everything revolves around this market will be topics covered in this guide blog.
will put online all of my notes, link to books used for study, training courses attended and so on ...
Initially I want to create an interactive guide with notes of cases, more important, then my goal is to document most of the insights with direct experience of all users that will help me in this blog, because the house is an investment for everyone.
Well, you just have to start browsing in this manual and then ... I would be grateful to you and all those who visit in the future to leave your experiences and your comments.
Happy reading and good luck!
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House for rent, lease or Link Location

When you decide to go rent is important to know the rules of the game and its participants: Location , Landlord, Tenant .
The location is the act where the lessor (owner) grants the use of the property for a period of time at a specified price for a tenant that tenant.
The landlord is not always the owner of the property, normally is enough to have a delegation in order to obtain the property.
happens that the delegation is made to a director of properties but also by the guardian of a minor "owner" or even the bankruptcy trustee.
How to buy the point is only one:
identify who the real landlord of the property to make a contract to challenge. Called the landlord
is important to know what its obligations .
Deliver the property in good condition . Basic maintenance and above all to inform the driver of any damage or defects which concealed and dangerous if the handler may become a boomerang because the tenant has the right to seek compensation for any damage suffered.
Again hidden defects may require the landlord to a reduction of the rent and even the tenant may terminate the contract.
This rule can not be circumvented by any contractual terms that would still nothing.
maintenance lies with the landlord but can not make renovations innovative restricting the use of the property by the tenant except for delayed intervention. These actions, however, must not exceed 20 days, otherwise it is necessary to reduce the rent.
The conductor, in agreement with the landlord Can make changes to the building and the latter is required compensation. Finally, the landlord has an obligation to protect the enjoyment of the property to the tenant.
Warning: also the conductor of has obligations to the lessor and are often underestimated.
use the property for the use specified in the lease.
may happen that the operator transforms the home from home in the office and if this is done by mutual agreement with the landlord, you may run into a serious breach of contract.
pay the rent under the terms of the lease. Carrying out
small and routine except where the damage was caused by old age of the building. It 'also obliged to inform the tenant of any action beyond the ordinary.
Custody of the property. This clause is often underestimated. The handler takes care of the property which holds possession by paying the rent and then be liable for damage caused by wear of the property. For example, if a fire breaks out for a device connected with an extension cord to be worn is responsible for the property and third parties. E 'key to make a insurance that protects the holder from such incidents.
refund to the lessor incidental expenses such as bills of water, electricity, gas etc ....
return the property in that state has been subject to wear and tear of the property. Here
is difficult to assess why the lease is better to attach a separate sheet where they described the condition of the goods (equipment, furniture, furnishings etc ...)
Without considering the property in good condition.

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chicken breast in orange vinaigrette

Lightly grease the dish crisp Lie down and not too thick slices of chicken breast. Add salt and cover with thin slices of potato in a way that the chicken is completely covered. We have on potatoes and salt and pepper copriamole with slices of tomato. Finally, we will also rise and irroriamole tomato slices with a little oil. We set the microwave on crisp function and we cook for about 8-9 minutes. Meanwhile, prepare the vinaigrette. Actually the vinaigrette, as the name implies, is made with vinegar, lemon vinegar replacing one has the citrus dressing. And with the orange? I decided! I'll call arancese, D'Annunzio is not only to invent words. Well we continue, otherwise burns everything. Dissolve one teaspoon of salt in the juice of an orange red, add the oil and emulsify well. We have in the pot a layer of potatoes and tomatoes, chicken breasts and superimpose on them yet a thin layer of potatoes and tomatoes. Finally, seasoned with vinaig ... oops with arancese and serve.

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Quick Cooking - Cheese Cake Pan cooked

Put in a pot a quart of cold water, a tablespoon of oil, a pinch of oregano, a clove of garlic, two pinches of salt and 3 sandwiches dry broken in 4 pieces each. Place the pan, bring to a boil and cook for another two or three minutes, add 4 tablespoons grated Parmesan cheese stir and serve. Easier than that!

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This is a specialty Recco, and as for the flour for the cake with cheese, serve a nice wood stove. However succeeds well in the oven at home having to cook the warning in the shelf top.
dough preparation that is a crazy mixture of flour, water and salt. Make it soft and give it the shape of a ball, mettela in a container sealed with plastic wrap and let rest for at least three hours. Meanwhile, place of growth (a particular type of soft cheese) cut into little pieces to soak in the milk and leave to rest in a cool place until ready to serve. On the sideboard floured rolling pin roll out with a nice thick dough like noodles. Place this dough on a text by those who use for flour (ie very low edges) so that Debord of 3 cm all around, you have to browse over the pieces of growth well soaked with milk, sprinkle with salt and cover with another sheet. Using hands, torn in several places last puff, fold the dough over the top part of the sheet under which you left overflowing. Sprinkle with a little oil and place in preheated oven at 230 degrees for about 20 minutes. Must be served hot.

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cold zucchini soup

Ingredients: Butter .............................
• ......... 100 gr. •
.......... 80 grams grated parmesan. •
................................... 5 or 6 zucchini onion

• • clove 'Tuscan garlic bread or homemade
• ..... •
8 or 9 slices of meat or vegetable broth ...... 1 liter
• salt, pepper and oil

Cut the zucchini into rounds of about half a centimeter thick. Heat the broth. Put 20 grams of butter in a pan and fry the finely chopped onion with a clove of garlic. When the onion is golden, add the zucchini and cook for two or three minutes, then add the boiling stock, cover and cook for 25-30 minutes. While the soup is cooking sliced bread and toast in the oven so that it remains quite crisp. Pepper, taste and add salt if necessary, remove about a quarter of the zucchini and set aside. Remove the soup from the heat and pass it to the mill. Put on the fire for fifteen minutes so that it is a cream smooth and uniform.
remove from heat and season with cheese (which you'll take two tablespoons) and the remaining 80 grams of butter and let stand for 10 minutes. Put in a bowl
a third of the toasted bread and moisten with a little 'soup. Put wet and also these other slices with soup. Finally, the remaining slices on which to the past remained. Hours Spread the soup, the zucchini I had saved part. Sprinkle with remaining cheese and serve cold soup accompanying it with the cruet of oil so that the guests will pay a little on their part.

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onion soup

Heat 5 tablespoons extra virgin olive oil in a saucepan, Unit 7 ounces of thinly sliced \u200b\u200bonions and sauté without color, add a tablespoon of flour, increase the heat and turn it for about a minute, add half a glass of white wine and let evaporate, stirring constantly. United now a liter of boiling water and simmer with lid sweet fire for forty minutes, stirring occasionally, until at last put the salt and a dash of pepper.
In the meantime you have prepared slices of toasted bread and you put on the bottom of an earthenware casserole. The soup is cooked, pour over the slices of bread, sprinkle with grated parmesan and some butter. The French, who, poor things, they did not use the parmesan gruyere. Put the pan a couple of hours to minutes in the grill au gratin and serve hot.
Wanting to start with the olive oil you can put some strip of bacon.

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Moisture ... Enemy number one

This I think is without doubt the biggest problem of housing and not just the old ones.
The evaluation of the spots from moisture, should be sought in case that has caused. There are various types of cases:
1. Infiltration for breakdowns in the plant
2. Infiltration weather events
3. Condensation
4. Presence of water infiltration into the soil.

Penetrations for breakdowns in the plant are the easiest to see but the most dangerous because it increases dramatically if s'inteviene immediately on the case. To find out, all faucets are closed and then opened one by one. If the leak persists then the problem comes from the plant thermal must then find the location of the plants
moisture stains on ceilings and extended onto the surrounding walls can be attributed to a failure in the plant sewer and more especially the grafting of discharges lead (Braga) if that old swell and deteriorate. In these cases, to find the source of water loss intercept points for the collection of pipes and the joining point of the column down.

The infiltration by weather events occur during rainy periods or for a long time and tend to dry out during periods of drought.
To resolve this problem just act on the roofs and pipes making sure that there are no roof tiles moved or broken in the case of asbestos cement sheets which are not cosume or even perforated. Today, the roofs are no longer manufactured because asbestos has been proven that its dust is harmful to health. It also checked the system
collection and disposal of water, making sure that rain gutters, and channels are free of cracks or separations and nell'innesto the underground network of disposal such leaks from spreading moisture on the walls nearby.
In the visit to the property this is one of the harder to see why it is important to get help or ask to be put in writing that there are no defects from weather infiltration, especially when it has just been painted. In some cases the paint is specially made to cover these damp spots.

stains from condensation are the most widespread but also more difficult to see. Normally form at the points where there are no water systems and are due to moist air present in that space. As a rule the most affected are the corners of rooms where you can see the formation of visible black mold in continuous expansion.
In this case, the first thing to do is to ventilate the rooms to better facilitate the exchange of air and secondly, the insulation must be improved. Especially in older homes, it is possible that the absence of an adequate coating of reinforced concrete structures, and then this causes water stains caused by the thermal bridge.

The stains from water infiltration from the soil should affect only the old houses as is required by law to build a crawl space with the aim to drain the water before it comes into contact with the wall.
These infiltrations are easy to see why forming a wet band at the base of the wall visible both inside and outside. To solve this problem is not exactly cheap, in fact most of the time you have to take the first specialized companies that measure the humidity level and then act on the walls by inserting a special liquid resin that is blocking an incline.

How many times have you happened to find this situation in the homes you've visited?
How many times have you happened to discover after purchase?
Tell me and to all those who visit your blog your experiences.

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checks before buying

Testing the site is one of the most difficult especially if you are not expert, but there are small signs that can make already a good part of the job.
In short, the checks can be done: Check
Insoles : it may seem trivial, but one of the easiest ways is to santella above and if the vibrations were too much of the last slab should be consolidated.
Floor Coverings : Verify that the tiles are not chipped or damaged or marked on the floor. In the case of tiles require the seller to show you what keeps spare. Sometimes you have to store a set of tiles that do not even know most of you.
windows and doors: Check the closure and wear. Check that there are no drafts and leaks. Check the windows, better than double because to have more noise reduction usually the gap between the glass helps to avoid condensation on interior glass. The frames are expensive, even finish, so invest time to analyze them before finalizing the purchase price.
Walls: are the hardest part for non-experts. Verify the existence of mold or moisture. It often happens that a good painting covering these faults that come back to be seen even after six months.
systems: at this time the legislation helps the buyer because the seller is obliged to provide the certificates and retrofit of all plants. Important
the boiler for which you may incur a penalty if not up to standard, particularly for emissions. The electrical system must have the life-saving and the development land.
If you buy from a company, it is important to read the contract and get help from an expert to understand the basic parts.
In all cases it is better if you can get help from an expert than you find any faults, it can help you solve problems when the property is what you want to buy because of price, location, or any other your reason.
Tell me about your experience, will be added in the section of the readers if you want.

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latent defects in the sale at

I briefly looked a little all the points to be clarified in the sale, but you can still fall in some "trick". The Civil Code
buyer indicates two ways:
Termination or reduction of the purchase price to defend yourself before the discovery, contract signed, a "hidden defect" just bought the house, that is when the property is in good condition but in fact hides the anomalies such as, for example, a roof permeable to water infiltration.
This example is not so rare because the stains on the ceiling can be detached in the cementite and a good coat of paint.
In this case the buyer has a year to realize of this vice (which must be before the acquisition) and eight days after discovery to notify the seller. The burden clearly not arise if the seller has previously acknowledged the existence of the defect.
This principle stems from the fact that the seller is required to ensure the integrity of the property sold. In other words, the property must be free of defects which might affect the value. In her absence, the seller must compensate the buyer unless he proves that he ignored those vices and faults without damage arising from such defects.
careful, this can be done legally, but once you've signed up for those who claim it has already sold his house because it is hard to do everything to be unconnected with the facts so you will lose more time and money.
It 'good to know that the Civil Code, you can still occur after you have signed the contract but it is better to invest the first time with a professional to try to resolve these defects.
you ever something like this? Tell this chapter and give a source of field experience.
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The Compromise

This article aims to give you some useful information before signing a purchase offer.
Not everyone considers that when our proposal to purchase (Accompanied by a check) is accepted by the seller, this document becomes in effect a contract, a real compromise.
We know that when we decide to withdraw we lose the deposit, but if it does we have to ask the seller double the amount.
Warning:
Did you know the seller, in the case of our withdrawal, can you give us for breach of contract and what we're going to lose not only the deposit but could be much much more. Cases are rare but can happen so better not ever do a proposal to purchase if you have not studied every key issue.
Let's analyze the important points to be analyzed.
1. First that the proposed purchase there are the names of all owners, this is vital to complete the sale of the property.
2. All premises that you have seen (including basement, garage, outside storage, etc. ..) are present on the cadastral plan.
3. Verify that under planning law the property is sold
4. That there are no pre-emption or leases be
5. The time of evacuation of the building, which is the exact day of delivery of the keys or the time limit within which we receive them.
6. The price is the method of payment
7. The commission agency
8. That there is no seizure, Monthly arrears etc ... visible the title search.
Sometimes you do not have all this information in a short time (if you buy through an agency should have all the documents in the case of individuals have to get them) so you can bring to compromise the validity of the clauses. For example
that compromise is valid when the cadastral property is no prignoramenti, seizures, mortgages etc ...
Another important point is:
When you give time to the proposal to the seller 10 days to accept or reject.
When you have done all these activities, leave the check as a deposit that the agency has no right to cash out but only to detain him in a fiduciary capacity.
This is a pattern very simple but remember that because you can aiturare ward off the "smart".
Essert was useful and I hope in the spirit of collaboration of this blog, please leave your feedback in order to improve the information together for all users.

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Real Estate

If you have time and want to wander alone in search of your house then the best way is to rely on estate agents . The agency segura
you step by step until the conclusion of the negotiation and you will be happy to pay the commission for the work but ...
there is always a but ...
Today we can count a large number of estate agents and unfortunately some not completely rule that is crucial in dealing with an agent in good standing.
How it works?
Each agent has an identification card must be included because the role of real estate brokers at the chamber of commerce of his city.
addition, many agents, adhere to certain industry associations. Among the most important are FIAIP and FIMAA . These associations have a code of ethics to be respected.
Ask your realtor to show you his card and then make the relevant checks. It 'a simple but we tend not to be deceived because it teaches a beautiful window or agency.
Another important point is commission: Let
put pen to paper, the commission agreed not to have then to be discussed later, remember that each form must include the agent's name and badge number. These two operations
Protect yourself against scams, or at least give you strong elements in any case.
Be careful then when you go to see the properties . Often you will see facts apartments in the best hours of light and noise so once you have decided (in you) for a house, go and visit it several times at different times.
Before reaching the compromise you make a very important to check the cadastral or mortgage. It 's normal find a mortgage now because many have a mortgage, but the important thing is to assess whether there are other mortgages on that property.
Just to give an input, you know that you will be responsible for the current year and previous to the service charges so check it out.
Basically if you find out first is easy, just climb the costs from the selling price "withheld" because after you will have to face everything.
Buying a property at a fair price is already considered a gain and gain must be the reason for buying an apartment.

You have had experience "negative" or "positive" with the real estate agencies? Tell her and make it
domain pubbilico so that we can help the other users.

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Guest Houses Commercial Mortgage Casa

The best way to assess the commercial value of a home is to see so many but there are rules.
According to the Civil Code, the transfer of property can take place in the body or to measure.
Usually a home is sold to the body because the measures are always the subject of much discussion. The sales-to-hand can be summed up in "as is" leaving in the background measurements.
One of the reasons for which the values \u200b\u200bof the properties is not quite regular, too. Sometimes a house is worth € 5,000 more because it has new skirting boards ... is not a joke.
But this is not a problem if you are to make the right assessments according to a small table attached below. If you leave it to the seller in most cases tend to sell commercial meters as the functional using the value of square meters higher. This is just a little trick, the real problem is not habitable rooms with rates that are calculated wrong. For example, a balcony must be worth a 25% - 35% sometimes used instead of 50, and if you do not know these things ... Go to the pay and no one will steal anything just because you have to buy the body.
course at this time you will be coming soon to measure the idea of \u200b\u200bbuying and not the body but I do not know how many are willing to do this, why?
because under the Civil Code, the transaction must take place using the meter commercial building. If the act of selling the meters appear to be lower, the buyer is entitled to a proportional reduction in the price. This applies even if the meters are more with the possibility rescidere by the buyer of the contract if it exceeds 5% of the initial value.
solution.
To escape this maze is that you take a map of the house and then do on-site assessments of the scale. Done this do a rough calculation of total square meters dividing intended use.
Below I will take a little mirror on how to assess the value of approximately property: 35%

Balcony Terrace Cellar

25% 15% 10%
Garden of Garden owned by a family terraced roof

25% 50% 30%
connected Maid's room Maid's room is not connected
35% Patio or porch floor

30% 50% 60%
Taverna Living Porch
BOX is sold body

This table will give some precision to verify if the house who want to sell is priced right or not.
obvious that the above parameters are not equal for all regions because such a balcony in the center of Milan that is what it's worth, but on the Amalfi Coast is worth much more. The same for a box in a small provincial town than a box in the center of Rome or Milan.

the end is always rule # 1
Visit more homes as possible to those who want to buy and so you have some preparation in this area and to better evaluate the proposal that you are done.

Let your comment will be the best way to update this blog and help those who will buy a house.

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White Stuff On My Clit

Today mortgages are rapidly changing and increasingly long.
Only 10 years ago, I think can make a loan of 40 years?
This is no longer a problem why?
Why is the business Banks, money that buys and sells it to you.
A very simple method to gain a growth industry.
In this sentence there is a very important concept. You is not you make a loan to buy the house, you pay a mortgage to buy the house.
may seem like the same thing but it is not. When you go to the bank to apply for a mortgage you have to think of entering a boutique to buy a product (mortgage) and not be afraid to ask for a discount.
Discount?
Yes, discount. When the bank grants you a mortgage offers an interest rate equal to the cost of money (cost of acquisition of the bank Euribor / Euris) + the spread (the profit of the bank).
The spread ranges from a minimum to a maximum that the bank does not tell you ever.
Beware that having a spread of 0.6% or a 1.5% means a lot in terms of money paid to the bank loan in the next 40 years.
on balance is not difficult to find a difference of € 50,000 in interest!
You have to ask the discount on the spread, that's your goal. Getting the lowest spread and not the lower rate. The bank can play on the term or the term loan at a fixed rate and variable so you can see a low installment, you should always check the spread.
E 'has just been introduced to the portability of the loan which the banks can not you tying up the loan with the bank account and various criminal extinction, so contracted, especially currency and get more proposals. Today we have a great opportunity
competition in our favor.
You know it's quite common to find better economic conditions in a bank in the same group but has a branch in a place other than where is the house? Why? For the competition, remember that you are a customer of the bank at which to sell a product (mortgage) you'll pay dear, but mainly because the mortgage is the first step to retain a customer.
If you decide to buy a house through an agency, in most cases, we offer them the loan of a particular bank. I'm not saying it is not right, but always check you first hand that this mutual is what you need. Become the most important item in your monthly expenditure of the household budget.

And what did you spread? Leave me a comment so we can all see how the same banks offer different spreads for the same products and above all discover how far banks can go down if we have more data available.

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Seeking home ... how and where

Once the "ideal" place to live, need to begin implementing the program, the search of the property.

Technical DIY.
This can save you money because they directly contact the seller but you need to have certain powers in order to make a good buy. It takes time, and especially familiar with the area using knowledge in order to reach the seller before the agencies.
Another way may be the newspaper industry, which vary by region and province. Just to name a few in Milan's Attic, House to House, More Homes, Second-, only houses and so on.
The best way to comfort but also for completeness of information is the Internet. Today there are an awful lot of sites (soon, too) with an extensive list of homes for sale by private owners. For example www.casa.it with over 80,000 listings but many others are present. On the Internet there are also those of real estate agencies that are better tool for making price comparisons, depending on the chosen properties.
Investing the time to look more like houses that you have chosen to understand the purchase price or sale is crucial to choose an apartment that is a studio, apartment, villa, and so on. It 'important to be clear before we go to visit the first property the market value of the home you're looking for.
Do not forget that in all these cases it is necessary to know the area well where you want to buy, this is an essential element for all transactions.

Real Estate Auctions.
No auctions because there is no mafia ... I do not say that you've never heard this cliche. You know what the real problem of the auctions? E 'which are very few who go there to buy a house for living, just because there are so many clichés and too many on this type of purchase.
Today, there are also banks that make you a "pre-mortgage" in order to attend an estate auction so you have the confidence to buy your property without the risk of losing the "security" ... what?
I will explain later in detail what it means to participate in an auction real estate but just to give you an idea that you need to know:
To participate you must deposit a certified check equal to 30% of property value and if you win the auction is deposited until the purchase of the property. If you give up or not you have the money to close the deal, the check becomes a deposit of your withdrawal.
There are many web sites for real estate auctions, one of them is astegiudiziarie.it and many others. These sites give you a great opportunity to see the reports and especially where the property is located so that you can go and see before the auction. Today with the internet you go anywhere, but wherever you go if you use the Internet and take the time to go around and see the houses alone. Bags

Estate
Not all Italian cities, there is the opportunity. Surely there is in Milan, Rome, Naples, Brescia and many more.
The Real Estate Exchange, sponsored by the Chamber of Commerce, is a real market, based on the professionalism of the agents who subscribe to them, screened by a committee, where compravende, rent and it is estimated, on the whole national territory, the real estate.
Through telematics databases that allow you to choose the best opportunities and comparing them with each other.
In these databases you can search not only the cheapest, but you can also insert its request for the purchase, sale or lease and after a quick compilation is brought into contact with a real estate agent commission credited will be paid only to deal concluded. The commission agreed in advance by the exchange are fixed. The bag also offers
price lists of real estate appraisals, real estate auctions and arbitrations relating to the city's jurisdiction.

Realtor. Following a chapter deal
are inherent in this aspect. Even here there are many negative stereotypes about agencies and unfortunately it often happens that bad professionals infanghino an important job as that of the agency. (Provided that no part of because I was personally in front of a fraud in a real estate agent).
What is important is to see if the agent is a member of professional associations (FIAP and FIMAA), never take anything for granted even if you see a sign outside that inspires confidence. The trust is established with a set of rules, then the first rule is that the agent who has the eyes of a professional. Be always put black on white, the percentage who takes the agency because "we agree then" is not a sign of professionalism.
Here too the same old rule. Documentatevi first, look at some homes on the Internet in the area of \u200b\u200byour choice, valued more homes in the same area with different agencies. Normally your job to try to be precise to avoid being drawn and fired, well here you must be because you're not buying an item money back, you're buying the house and when you're not the first to make sure everything is in place, not will certainly be someone else.
Here's an example simple account of the servant: Let's say the agency
talking about a 3% sales and then when it turns out that in some amount the agency takes a 5% commission. On a local
from 120,000 € there is a difference of € 2400 + VAT. Now I wondered: How long does it take for you to save € 2400 + VAT? Or it turns out that the wiring is not up to code and should be rebuilt at a cost ranging from 3 to 5,000 € at best.
In a real estate transaction from 120,000 euro is not difficult to save or lose € 20,000 just for not being as precise in your work.

I can only wish you good search e. \u200b\u200b.. the next study

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or rental properties? Mortgage or rent?

This is the key point when you decide to take the first step towards independence.

If we look at it purely from the point of the financial sector of most scholars will tell you: the best rent that the mortgage ... but is it true?

If you are interested in targeting invest in real estate , well I'd say that the 'rent is the right choice otherwise there is no real answer to this question.

Why?

Because if you are under 30 years old and you're single you do not like the idea of \u200b\u200bputting down roots and then you tend to have the opportunity to pick up and leave without having to be bound by selling the house and look for another one.

If you're going to want to marry that the home is an integral part of the construction of marriage and then in the coming years passed away and fill it with objects of various types.

I think the best option is the feature.

Choose the first place and location of the house and then look for one that best satisfies you. Never be in a hurry, is the area where you can pay much more than they really are if you buy in a hurry.

Have you ever really understood how much a house per square meter, its actual market value? You have a guideline, then there is only one sales negotiations and if do not you spend more calmly, Guaranteed.

you in a hurry to find a home? Well you go to rent and then tries to calm your property.

Today I live in a house property that I found after about 2 years ... in the meantime? I was for rent but I found the house I wanted and 20% less.

Want to improve this blog? Leave a comment.
Better yet, let your own experience, is the best way to give this blog a more value.

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Genoese Stuffed vegetables (baked)

If stuffed vegetables instead of frying, baking, using very less oil and do not eat fried foods. This is more dietary and economic.

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Genoese Stuffed vegetables (fries)

E 'this is a typical dish from Liguria in use particularly in the summer because the stuffed vegetables you should eat cold or lukewarm at best and therefore lend themselves to be brought in trip.
one time it was used on the day of St. Lorenzo (August 10) to make a picnic lunch with on a basis of stuffed eggplant.
Boil the zucchini, onions, eggplant (small round ones typical of Genoa) taking care, however, that should not cook at all. Castings vegetables and let them cool, then chopping the zucchini in half lengthwise; will do the same with eggplant and onions. These all beam while the zucchini and eggplant empties them digging with a spoon. Arrange the leaves of onion, zucchini and eggplant very close together in a baking pan just anointed. Hours Prepare the filling: Heat up a pan in a little 'oil, fry a bit' of onion using the inner layers of the onion boiled the ones that are too small to be filled, in case you did only zucchini and eggplant will use for the sauce a little raw onion. Chop the insides of zucchini and eggplant and add in pan with a few leaves of dried mushroom soaked and chopped well and leave some 'dry over the heat. Let cool (otherwise the eggs thicken), put everything in a bowl and add eggs, salt, a bit 'of nutmeg, a crumb of bread soaked in milk and squeezed, grated Parmesan cheese and garlic and marjoram. Mix well. If it seems too runny, add a handful of breadcrumbs bearing in mind that the fluid is due to the cooking of eggs, which then harden. With this stuffing fill the vegetables that you have placed in the pan, sprinkle with breadcrumbs and bake in the oven when preheated to 175 degrees past a little olive oil on the whole. Cook for about an hour. They are cooked remove them immediately from the oven so that svaporino.
will be even better (as they say in Naples: much better) if the fry rather than bake. In this case, do plenty of oil in a frying pan and deponetevi vegetables, breaded and stuffed with the filling at the bottom, and after a couple of minutes, turn it and cook for another two or three minutes

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Quick Cuisine - Noodles the commander

A great restaurant in Genoa, U Gustui, that Augustus was nicknamed the "u sucidu. Before Mario was a member of the Conservative sea and in those days made the fortune of that restaurant with its stalks accommodated. After set up his own and opened a restaurant at the river Cabannette Geir. One of his famous former were precisely the noodles to the commander. They are prepared by melting in a frying pan a piece of butter which will warm the mortadella di bologna cut into strips more or less the size of cutters. Drain the noodles are al dente will jump into the pan with the sausage. It takes away from the heat and incorporates an egg (every two to three servings), slightly beaten a sprinkling of Parmesan cheese and serve immediately.

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Cotta Water

A video that takes us back through the centuries. The water boiled as it did in the Middle Ages.

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recipes - Eggnog

For each person, beat egg yolk with a tablespoon of sugar, and when the eggs are well fitted, put them in a saucepan and add the proper dry Marsala wine to the extent half eggshell egg yolk for each employee. Place the saucepan in a double boiler, stirring constantly with a wooden spoon to hold fire until the sabayon has not reached the desired thickness. It 's good both hot and cold.

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Linguine with vegetables

Main dish quick, tasty and digestible

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Stuffed Artichokes Genovese

Typical recipe from Genoa. It 's a dish of thin, is eaten cold, and then can be prepared in advance and is ideal for picnics.